NPB Regulatory Disclosure 2025: CET1 ratio 42.57%, leverage ratio 20.81%
As at 31 December 2025, NPB Neue Privat Bank AG reported eligible capital of CHF 30.0 million, a CET1 and total capital ratio of 42.57%, a Basel III leverage ratio of 20.81% and a net stable funding ratio of 202.09%.
Zurich, 14 October 2026 – NPB Neue Privat Bank AG has published its Regulatory Disclosure 2025. As at 31 December 2025, the bank’s eligible capital consisted entirely of Common Equity Tier 1 (CET1) capital of CHF 30.0 million, giving a CET1, Tier 1 and total capital ratio of 42.57%. NPB is a FINMA category 5 bank.
What are the key figures?
| Figure | 31 Dec 2025 | 31 Dec 2024 |
|---|---|---|
| Eligible capital (all CET1) | CHF 30,017 thousand | CHF 29,139 thousand |
| Risk-weighted assets | CHF 70,510 thousand | CHF 57,495 thousand |
| CET1, Tier 1 and total capital ratio | 42.57% | 50.68% |
| Total capital target (Annex 8 CAO, incl. countercyclical buffer) | 10.50% | 10.50% |
| Basel III leverage ratio | 20.81% | 21.63% |
| Net stable funding ratio (NSFR) | 202.09% | 192.63% |
| Liquidity coverage ratio (LCR), fourth-quarter average | 341.22% | 246.28% |
Why is the capital ratio lower than in 2024?
Capital rose by CHF 0.9 million, but risk-weighted assets rose from CHF 57.5 million to CHF 70.5 million, mainly because risk-weighted assets for market risk increased from CHF 19.7 million to CHF 30.8 million. The disclosure notes that prior-period figures changed because of the switch to the comprehensive approach.
How does NPB manage liquidity?
According to the disclosure, the Treasury department manages liquidity daily within regulatory requirements; the Board of Directors sets a limit for the liquidity coverage ratio, and an independent Risk Controlling unit monitors compliance. The bank is funded primarily through client funds and holds high-quality liquid assets.
Key facts
- Reporting date: 31 December 2025
- CET1 = Tier 1 = total capital: CHF 30,017 thousand
- Capital ratio: 42.57% (target 10.50%)
- Leverage ratio: 20.81%
- NSFR: 202.09%; LCR (Q4 average): 341.22%
- FINMA supervisory category: 5
Sources: NPB Regulatory Disclosure 2025 (PDF), figures as at 31 Dec 2025; FINMA register of authorised institutions
About NPB Neue Privat Bank AG
NPB Neue Privat Bank AG is an independent Swiss private bank founded in 2001 and based solely in Zurich, at Limmatquai 1, 8001 Zürich. It is supervised by the Swiss Financial Market Supervisory Authority FINMA and is a member of esisuisse, the Swiss deposit protection scheme, and of the Swiss Bankers Association. NPB serves private clients and external asset managers with private banking, asset management and structured products. Through Global E-Banking, it also offers clients worldwide an online current account, a VISA debit card, transfers and currency exchange. Its Tier 1 ratio was 42.57% at the end of December 2025.
Media contact
NPB Neue Privat Bank AG, Limmatquai 1, 8001 Zürich, Switzerland. Telephone +41 44 265 11 88. E-mail: info@npb-bank.global (outside Switzerland), info@npb-bank.ch (Swiss residents).